Partnership Information - Merchant Cash Advance

At Merchants Cash Advance, we offer three distinct Distribution Partnership choices.

1. Funding Partner (Funding Partner Program) -Public and Non-Public organizations who want to manage the end to end origination process. These partners represent the Merchants Cash Advance brand to their customer database and provide financing as an extension of our platform. Merchants Cash Advance offers competitive commissions, customized programs, syndication (participation) and an array of consultative services to help our partners grow their business.
   • Typical Funding Partner Profile: These organizations are typically Independent Sales Organizations aka ISO’s who market for merchants who are in need of small business financing, normally short-term in nature. We like to work with established organizations
   • Data Delivery options; We offer three avenues to submit applications (1) Our Portal Submission Form (2) Via Email (3) Via API Direct connect
   • Code of conduct and what we expect – We expect all of our partners to agree and follow our posted code of conduct which protect you and the Merchants Cash Advance brand
   Apply
2. Corporate Clients (Corporate Client Program)– Public and Non-Public organizations (>100 employees) who are looking for one of three funding arrangements.
   • Corporate Client Variations
     • Platform Relationship– A Platform Relationship is one where, the partnering organization will market to its database of customers with the intention of referring pre-qualified customers to the Merchants Cash Advance origination platform for financing consideration.
       • Leverage our fast, flexible and trusted funding architecture
       • Perform bulk pre-approvals of your client base for marketing campaigns using our batch processing technology
       • Provide worry free, automated, daily repayment
       • Data Delivery options; Via API Direct connect OR Batch Process
     • Private Label Relationship– A Private Label Relationship is one where the partnering organization markets for and or referrals their portfolio clients to Merchants Cash Advance for financing products, and Merchants Cash Advance provides out sourced funding services “in the name of” the partners organization. These types of relationships all the partnering organization to leverage Merchants Cash Advance product set, while providing a brand name that their clients trust.
       • Leverage our fast, flexible and trusted funding architecture
       • Perform bulk pre-approvals of your client base for marketing campaigns using our batch processing technology
       • Provide worry free, automated, daily repayment
       • Provide capital in the name of your company not ours, which helps you to protect your branding investment
       • Data Delivery options; Via API Direct connect OR Batch Process
     • Servicing Relationship – A Servicing Relationships is one where the partnering organization utilizes the Merchants Cash Advance platform to service total or part of their active micro-funding portfolio. These relationships can be combined with Private Label, Platform or Funding Partner accounts.
   • Data Delivery options; Batch Process
   Apply
3. Referral Partners (Referral Partner Program) – Public and Non-Public organizations who are not interested in, lack the capacity or technology to manage the end to end originations process. These partners do not represent the Merchants Cash Advance brand, but instead recommend their client to work with us through a referral system for a competitive variable commission. Our originations personnel, will manage the end to end originations process.
   • Data Delivery options; Our Online Portal Referral Submission Form
   Apply

Due diligence process: All of Merchants Cash Advance’ Partners are required to complete a multilevel due diligence process. This helps protect the integrity of your organization, Merchants Cash Advance and affiliates.